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Re: Bank Of Montreal Online Security Nov 02 2012 05:09AM
Davin Enigl (davinenigl comcast net)
You are fooling yourself guys. If it's published (as below), it's in a
database and crackable. Better: use OTP tokens. There will be no re-play
attacks possible.

Besides, keyloggers capture your static passwords no matter what you
come up with. Use an OTP like Yubikey. I's 44-63 random character...

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