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Banks 'wasting millions' on two-factor authentication
John Leyden, The Register 2005-03-15

Banks are spending millions on two-factor authentication for their customers but the approach no longer provides adequate protection against fraud or identity theft, according to Bruce Schneier, the encryption guru.

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Banks 'wasting millions' on two-factor authentication 2005-03-17
lovebug.org
I would tend to have to agree with some of the previous posts. I really do not see why two-factor authentication is useless when this article is about people who simply supply a username and password. There is no two-factor authentication occuring.

However, even with two-factor authentication i...

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