You may have thought about the idea of writing down passwords, but you still came to the wrong conclusion. Never, under any circumstances, encourage users to write down passwords. Many of those home users also work in offices, and they will take the same bad habits to work with them.

I got into an argument with a new employee a few weeks ago because he complained about having to have a password to access email. He said, and I quote, "Passwords are out of control!" My attempts to explain the necessity of passwords just fueled his diatribe. Some people are never going to "get" computers.

There are plenty of good encrypted password managers available to securely store passwords.

http://www.spychecker.com/software/pass.html

PS. I'd also like to see your writing Checklist.

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