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Two-factor banking
Kelly Martin, 2005-10-18

People who lived through the Second World War, like my grandparents, had a very different view of money than those of us who grew up in the Information Age. Many of us still remember being told how foolish it is to keep one's life savings under a bed mattress, because the banks were known as trusted entities that will always do a better job of looking after your money. Even my grandparents, albeit reluctantly, came to realize that putting trust in financial institutions was the only way to go.

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Re: Two-factor banking 2005-10-19
Anonymous
Todd,

Your analysis of the impact of two-factor authentication is incomplete at best. The overall problem of phishing and identity fraud in general, like many complex human-technology risks, has multiple points of failure ? the complete sum of which is needed for fraud (in this case transferring...

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