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Two-factor banking
Kelly Martin, 2005-10-18

People who lived through the Second World War, like my grandparents, had a very different view of money than those of us who grew up in the Information Age. Many of us still remember being told how foolish it is to keep one's life savings under a bed mattress, because the banks were known as trusted entities that will always do a better job of looking after your money. Even my grandparents, albeit reluctantly, came to realize that putting trust in financial institutions was the only way to go.

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Re: Re: Two-factor banking 2005-10-19
Todd Knarr
My suggestion directly addresses your first and third points. If the user can readily tell whether he's talking to the real bank or not when he goes to a site purporting to be the bank, it becomes much more difficult for phishers to successfully fool the user into giving away their credentials.

A...

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